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11. Lend a hand

Kardall Coleman, 21, of Dallas, bags up dinner rolls for the Abundant Blessings Holiday Feast on Thursday, Nov. 24, 2011, at Little Zion Baptist Church in Nacogdoches, Texas. (AP Photo/The Daily Sentinel, Andrew D. Brosig)

One word: volunteer. You can volunteer and gain valuable—and rewarding—experience helping your community. Besides taking donations or signing up for a newsletter, organizations like The Sierra Club, The National Coalition on Black Civic Participation and #intheblack are always looking for extra help.

For Tips No. 12-14, click here.