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JET Love

This Woman Only Dates Men With Good Credit

Although men and women seem to agree on very little these days when it comes to relationships, the one seemingly universal truism that we largely tend to agree on is that people should have standards for whom they choose to date. In fact, we regularly chide people who complain about the terrible dates they’ve had by flatly stating that they need to “raise their standards.”

But while most people view standards as an evaluation of a potential partner’s physical and mental characteristics, a young woman from Brooklyn is proudly exclaiming that she will not date a man who has a credit score below 700.

Meet 22-year-old Martina Paillant, a graduate school student in Miami, who recently told The New York Post that having a FICO score over 800 has made her completely disinterested in dating a man who can’t match her credit rating.

“I have no student loans and I can already take care of myself financially. I need a man who can take care of himself, too,” she told The Post.

What may be more shocking is the fact that she’s far from being alone in this way of thinking. There’s actually a website called CreditScoreDating.com that matches users based on the FICO number and credit history. While studies show that women tend to care more than men about their date’s credit score, both sexes are represented on the site, and both men and women have had success stories there, including getting married.

But in an age, country and a community where personal financial ruin is far too prevalent, this method of dating is incredibly polarizing. While some people believe she should be lauded for only acknowledging men who are financially responsible, and mature in organizing and addressing their priorities, others (like many men) believe she should be criticized for “gold-digging” and vetting men based on what’s in their wallets as opposed to what’s in their heads and hearts.

But to engage in that debate is to far too problematic and simplistic.

It’s downright ridiculous to call a serious woman in good financial shape a “gold-digger” simply because she demands the same in the man she’s seeing. And it’s far too simplistic to believe that a simple credit score automatically speaks volumes about someone’s character. In fact, when it comes down to credit scores, the truth is a lot more complex than many people even understand.

In the clip above, John Oliver relentlessly attacks the vast myriad of problems with credit scores and the reasons some people have bad credit. The fact that 52% of all debt on credit reports is from medical expenses should open people’s eyes to larger systemic problems. Americans are in desperate need of healthcare reform, yet until that day comes, an unexpected medical emergency can bankrupt a person in the blink of an eye.

So what exactly does caring for yourself or a loved one say negatively about your ability to engage in a mature, fulfilling relationship? It should say nothing, but if you adopt this “bad credit = immature” dating option opinion, then you must conclude that the person who suffered an unexpected medical emergency is unfit to date.

Oliver’s segment also noted a government report that indicated up to 25% of American consumers have an error in one of their credit report. That means 1 out of every 4 men she meets, she’ll be unable to accurately vet their “financial maturity.”

In the end, all we can collectively hope is that women and men who place a vast amount of importance on credit scores also weigh other variables just as carefully. Love may not pay the bills, but it will at least provide a life worth pursuing together.

Photo: Martina Paillant, Facebook

Lincoln Anthony Blades blogs daily on his site, ThisIsYourConscious.com. He’s author of the book, “You’re Not A Victim, You’re A Volunteer.” He can be reached on Twitter @lincolnablades and on Facebook at Lincoln Anthony Blades.